Your pets are your family. The number of pet dogs and cats in the U.S. continues to rise each year. So does the amount of money that Americans spend on their pets, for food, toys, vet visits, grooming and boarding. Medical costs for pets, as much as for humans, are rising and are a constant source of worry for pet owners. Fortunately, many companies now offer pet wellness plans which cover pets of all sizes and ages. Especially for those caring for senior dogs and cats, this is good news. If your pet needs expensive medical treatment, you’re not on your own.
Your pets are your family
The U.S. had the largest number of cats anywhere in the world. With about 76.43 million cats, that’s around one cat for four humans. Around 37-47% of all households in the country, or 46.3 million, have a dog. People acquire their pets mostly from friends and family; around 28% of all pet dogs come from breeders and 29% of all pets are adopted from shelters.
People treat their pets as part of the family, when it comes to taking care of them. This involves spending $12.56 billion on various pet supplies and over-the-counter medications each year. And for veterinary care for their pets, Americans spend $13.59 billion each year.
Rising veterinary costs are a cause for concern
While vets can perform near-miracles in some areas of medicine, the new treatments don’t come cheap. Until recently, there was no equivalent to medical insurance for pets, but that has changed quite dramatically in the past 5-7 years.
Recognizing the importance of healthcare for pets, there are now quite a few companies offering pet health insurance plans. Pet wellness plans cover pets of all ages and sizes. However many policies do not cover routine vet visits, vaccinations, or pre-existing conditions. Some policies offer optional add-ons to cover regular wellness visits to the vet and vaccinations.
How to choose the right insurance plan
With a number of different pet wellness pans to choose from, you can find the one that suite your needs. Three things to consider when selecting a pet insurance provider are:
The type of coverage provided
The procedures and services covered by the plan; flexibility in choosing the options and coverage you need; and which services are excluded.
Round the clock availability in case of emergencies; his easy is if to file claims
Is the insurance affordable? How much is the premium for a plan that meets your needs?
For more information on pet insurance and pet wellness plans, you can contact a pet insurance company. A little research and comparison online will also help you to find the right pet wellness plans.Share This : by